All posts by The Generation Me

21 Things You Should Know About Money In Your 20s

Originally posted on Heads & Tails:

In your 20s, anything is possible. At least, that’s what it feels like, right? For many, this decade means everything from graduating college and taking adventures to starting careers and families. With all these new beginnings, it’s equally important to start getting into some smart financial habits, too. Recently, we asked Missouri Credit Union employees what advice they wish they would have taken when they were in their 20s. Here’s what they had to say:

  1. Always enroll in the employers’ 401k plan, especially if they’re contributing or matching your deposits. -Jenn Clark, Personal Financial Officer
  1. Start saving for retirement with an IRA. -Tessa Wacker, Branch Manager
  1. You may think putting away $10 here and there will never add up but it does! Create special savings accounts for specific goals, like vacations or buying a home. -Sara Sauro, Branch Manager
  1. Open a college savings account on the day…

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It’s All About the Likes

Originally posted on Social Media In a Millennial's World:

In today’s world, we are a generation consumed by social media and it seems like a “like” means everything. “Virtually every Web site that governs our social interactions these days puts numbers front and center, like a bold-faced, numerical tally of your precise social worth” (Dewey). We count the number of followers on Twitter and the number of friends we have on Facebook. Even recent additions to the social media community like Yik Yak allow people to upvote or downvote (similarly to Reddit), deeming a post popular depending on how many upvotes it gets. These numbers are largely responsible for the anxieties that people feel with social media use. Numerical feedback impacts our behavior and in the last several years, social media is a large culprit of social anxieties among billions of people. Consequently, people create online versions of themselves so that they can get more friends or “likes.”…

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Why are Millennials Leaving the Church?: A Personal Reflection

Originally posted on leah.marie.holle:

I am a Millennial. I grew up in the Church. I made a conscious decision to “leave” the Church. And somehow, I’ve ended up attending Yale Divinity School in pursuit of my Masters of Divinity. I’m sure it will all make sense one day.

I know what you must be thinking, here’s another article about the age-old debate. Most of these obnoxious articles are written by someone within the Church who don’t identify as a millennial. As a millennial, who has left the Church, I have some things to say about this. Let me be clear, I’m not stating that all millennials feel this way, or all Churches are inherently harmful. This is just my reflection of my personal experiences.

So, why is it so problematic that Millennials are leaving the Church? What is at stake?

Yes, I know that’s a loaded question. I’ve seen countless rants in blogs, Facebook posts…

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Millennials: The Definition of Flexibility

Originally posted on Making Yourself Standout in the "Real World":

One of the keynote speakers at the PRSSA National Conference was Pam Jenkins who is the President for Powell Tate. Her company works in “strategic communications and public affairs.” She spoke about Millennials and how they would change the idea of public relations, marketing and the work world. She talked about the excitement she had for Millennials and where they would take public relations.

After listening to what she said, it got me thinking about why. Why does she think we will change public relations, marketing and the work world? What about us gets her excited? And why are we different and what makes us different from the generations before us?

This picture is from The Charis Group and From http://blog.k12.com/

The next day at the conference the keynote speakers were Thomas W. Hoog, Vice Chair, Training and New Business, Hill+Knowlton Strategies and Maril Gagen MacDonald, Chief Executive Officer and Founder…

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Was my masters degree worth it? Yes, but not how you think

Originally posted on A suit and snakeskin heels:

A person's feet walking on newspapers. A quote over it that reads, "If you think education is expensive, try ignorance." by Derek Bok
From Flickr Creative Commons: Celestine Chua

Disclaimer: I was one of the fortunate who had my masters degree almost fully-funded by the organization I worked for. But that doesn’t mean it didn’t cost me; I still had to put a lot of time into my schoolwork and my classes were held an hour from my home, so there was a lot of driving involved.

I often speak to professionals who are torn on whether or not to go for a higher degree. In most cases, a higher degree in the short-term (5 years) probably won’t result in a raise or a promotion. So, they often ask, is it really worth it?

In aggregate, the higher the education level you attain in the U.S., the lower your employment rate and the higher your income will be. So, generally speaking, even if you don’t see a short-term gain for earning a higher degree…

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The Right-Wing (nuts) Immigration Freakout

Originally posted on drugsandotherthings:

Goold old WND, ( aka “wingnut news daily) is having the expected freakout party over Obama’s announcement to shield from deportation, for 3 years, some 4million immigrants who have children that are US citizens. All but two of their lead articles are on the subject (with one on the Affordable Care Act and one simply shameless advertising of goods they sell).

If you have the stomach for it, I highly advise reading through the comments of the articles- the level of ignorance, intolerance, and hate is breathtaking, especially coupled with the twisted words of people claiming to be “”Christians”

‘Caesar Obama’ makes U.S. 3rd-World country – (written by Pat Buchanan)

ARPAIO TAKES OBAMA’S EXECUTIVE ORDER TO COURT  (Good ole Sheriff Joe At it again!

OBAMA GRANTS AMNESTY TO MILLIONS OF ILLEGALS

OBAMA TO ‘COMMIT FELONY WORTH 5-YEARS JAIL TIME’

‘YOU CANNOT REPEAL 30 MILLION PEOPLE’ U.S. border filmmaker: ‘Americans…

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Obama Expected to Shield 5 Million Immigrants from Deportation in Executive Action

Originally posted on TIME:

President Barack Obama will announce his long-promised executive action on immigration reform Thursday evening in a primetime address to the nation, the White House said. Obama’s action will defer deportations for roughly five million who reside in the United States illegally, advocates familiar with Obama’s move said.

In a video posted to Facebook, Obama said he would address the nation at 8 p.m. on Thursday. He will then travel to a high school in Las Vegas on Friday.

“What I’m going to be laying out is the things that I can do with my lawful authority as president to make the system work better even as I continue to work with Congress and encourage them to get a bipartisan comprehensive bill that can solve the entire problem,” Obama said.

Obama announced in June that he would take executive action by the end of the summer, saying House Speaker John Boehner…

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Obama says he’ll unveil his immigration executive actions on Thursday

Originally posted on Voxxi:

Barack Obama
President Obama said in a video released by the White House on Wednesday that he will release his execute actions on immigration on Thursday. (Screenshot/White House video)

President Barack Obama will announce on Thursday his long-awaited executive actions on immigration that will expand relief from deportation to millions of undocumented immigrants, according to a video released by the White House on Wednesday.

“Everybody agrees that our immigration system is broken,” the president says in the video. “Unfortunately, Washington has allowed the problem to fester for too long, and so what I’m going to be laying out is the things that I can do with my lawful authority as president to make the system work better even as I continue to work with Congress and encourage them to get a bipartisan comprehensive bill that can solve the entire problem.”

The president will make the official announcement at 8 p.m. ET on Thursday night…

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Native American & Chicano Coalition to Obama: Veto Koch / Pipeline XL After Ecologists Issue Disaster Warning

The Native American / Indigenous Chicano Mexican-American Coalition are asking President Barack Obama to veto the Keystone Pipeline XL bill that violates treaties, rapes our earth and water and negatively impacts our environment.  Native Americans and the indigenous Xicano community can no longer stand idle with continued broken treaties and continued raping of our earth.

Furthermore ecologists have issued a disaster warning to the Keystone XL regard, and the Koch Brothers (who have a history of violating environmental laws) will not protect the American midwesterner from earthquake disasters from their deep oil drilling that is affecting our earth and creating earthquakes as recent as May 2014.   Those living in the midwest do not have earthquake proof structures California has adopted and the Koch Brothers should pay in advance in order to ensure midwestern Americans are safe!

Disaster Warning: The Area Under The Keystone XL Pipeline Is Likely To Experience Earthquakes

“….the U.S. Geological Survey (USGS) and Oklahoma Geological Survey (OGS) issued an advisory warning of an increased likelihood of “damaging earthquakes” as a result of the increased number of small and moderate shocks in central and north-central Oklahoma. Both the USGS and OGS reported that there have been a stunning 183 earthquakes of magnitude 3.0 and greater in the Sooner state between October 2013 and April 2014. The two agencies issued the warning advisory because the increase in the rate of earthquakes above 3.0 on the Richter Scale since last October increases the possibility of a “damaging” quake of 5.0 magnitude or higher in central Oklahoma as a result of injecting chemical-laden water used in hydraulic fracturing (fracking) of tight rock formations to “fracture” rock deep underground to extract oil and gas…”

Gary Dorr, Native American activist states:

This is a pipeline that goes THROUGH the United States not TO the United States. All the profit goes out into the Mexican Gulf in a tax free International Oil Trade Zone. The only thing that comes to the United States is the extreme risk of putting 4 carcinogenic compounds into diluted Bitumen inside a 36 inch pipe at 1,600 psi.

Our coalition is focusing on these 11 Democrats in the current Democratic-led Senate and we expect them to do the right thing for the people — not $elf-interests.  And there will be a backlash against Democratic House of Representatives who have already supported it by independent key swing voters during the next election cycle.

Heidi Heitkamp of North Dakota
Mark Begich of Alaska,
Mark Pryor of Arkansas,
Joe Donnelly of Indiana,
Mary Landrieu of Louisiana, Claire McCaskill of Missouri,
Jon Tester and John Walsh of Montana,
Kay Hagan of North Carolina, Mark Warner of Virginia and
Joe Manchin III of West Virginia.
Mark Udall of Colorado

Photo: “Promises of responsible oil sands development ring hollow”<br /><br /><br />
Posted on November 5, 2013 by Bugle Editor<br /><br /><br />
Billion litres of coal-mine muck leaks into Athabasca River” width=”504″ height=”406″ /></p>
<p>From <a href=Buttonvalley:

Last year: “On Monday, the leak from a water pipe at the Suncor oil-sands site saw an estimated 350,000 litres of industrial waste water pour into the Athabasca over a 10-hour period, causing “a short-term, negligible impact on the river,” according to the company.” This followed another huge leak in 2011. You could spend hours on Google reading about the leaky tar sands mining operations. Here are just a few of the factsabout tar sands mining.

  • Oil sands mining is licensed to use twice the amount of fresh water that the entire city of Calgary uses in a year. The water requirements for oil sands projects range from 2.5 to 4.0 barrels of water for each barrel of oil produced.
  • Oil sands mining is licensed to use twice the amount of fresh water that the entire city of Calgary uses in a year. The water requirements for oil sands projects range from 2.5 to 4.0 barrels of water for each barrel of oil produced.
  • At least 90% of the fresh water used in the oil sands ends up in tailing lakes so toxic thatpropane cannons and floating scarecrows are used to keep ducks from landing in them.
  • The toxic tailing lakes are considered one of the largest human-made structures in the world. The toxic lakes in Northern Alberta span 50 square kilometers and can be seen from space.
  • A 2003 report concluded that “an accident related to the failure of one of the oil sands tailings ponds could have catastrophic impact in the aquatic ecosystem of the Mackenzie River Basin due to the size of these lakes and their proximity to the Athabasca River.”